Category Archives: Uncategorized

Credit Utilization Rate

As mentioned in a previous post, 30% of your FICO credit score is based on your credit utilization rate. If you have a $2,000 balance on your credit cards and a total credit limit of $5,000, your credit utilization rate … Continue reading

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90 Day Plan To Quit My Job

Like so many of you, I am not satisfied with my job.  My wife is finishing her teaching requirements next week and should start working next August.  Our current monthly expenses are approximately $3,250.  Once she starts working, I will … Continue reading

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2017 Income And Finance Reporting

With the first month in the books, I still have a long way to go to reach my $7,957 savings target. My income & savings for January included: $150 from the Hospital. $17.18 from selling a study guide for the … Continue reading

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Starting Financial Condition

I have to start the blog with where I am currently and where I want to go. I have $1,539.30 in savings.  I have approximately $100 in a savings account, that generates 0.85% interest, $1,082.02 in a brokerage account, with … Continue reading

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