Tag Archives: Personal Finance

Credit Utilization Rate

As mentioned in a previous post, 30% of your FICO credit score is based on your credit utilization rate. If you have a $2,000 balance on your credit cards and a total credit limit of $5,000, your credit utilization rate … Continue reading

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Managing Credit Responsibly

I have very good credit now, my current FICO score is 821. This has allowed me to finance used cars below 3.9% APR or obtain credit cards if needed. I only have 3 cards currently, a Discover, Master Card and … Continue reading

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My Experience With Progressive Insurance

I switched from State Farm to Progressive Insurance in February.  I did this because I got a price increase on my wife’s minivan from $52 per month to $71 per month due to rating changes within State Farm. That was … Continue reading

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“6 Months To 6 Figures” Review and Summary

 “6 Months To 6 Figures” by Peter Voogd helps you recognize what you want and how to get there.  This book is 178 pages with a starting price of $9.97 on Amazon.  Click the picture to view more details and … Continue reading

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